Credit Risk Analyst – Home Loans, Property Risk and Analytics

Support the credit risk process through carrying out comprehensive and quality credit risk functions within the credit lifecycle.
Develop and implement data-driven risk strategies to enhance portfolio performance.
Source, consolidate, and analyse large datasets using SAS, identifying key trends, patterns, and anomalies.
Collaborate with cross-functional stakeholders including Sales, IT, Front-End, Collections, Finance, and Risk teams.
Support New Product Development through analytical input and product refinement assessments.
Identify gaps in acquisition strategies and recommend improvements to optimise processes.
Present analytical findings and strategic recommendations to both technical and non-technical stakeholders.
Perform User Acceptance Testing (UAT) and post-implementation monitoring to ensure effectiveness of strategy changes.
Produce and analyse monthly MI reports, providing clear, insight‑driven commentary on key risk indicators.
Identify ...