Location
city
Job Type
Full-time
Posted
June 05, 2026
Job Description
**About PayJoy**
PayJoy is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and credit cards, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and provide safety acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 17 million customers as of 2025 while achieving solid profitability for sustainable growth.
**This role**
The Risk Analyst is responsible for using data warehouses to build analysis, policy recommendations, and dashboards that optimize risk outcomes across portfolios of credit products and countries, in order to improve product profitability and risk KPIs.
**Ke...
PayJoy is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and credit cards, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and provide safety acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 17 million customers as of 2025 while achieving solid profitability for sustainable growth.
**This role**
The Risk Analyst is responsible for using data warehouses to build analysis, policy recommendations, and dashboards that optimize risk outcomes across portfolios of credit products and countries, in order to improve product profitability and risk KPIs.
**Ke...